Retirement Investment Options
The most important aspect of a self directed IRA is the ability to truly diversify your retirement assets through increased retirement investment options. The following investments are just a sample of the opportunities available to you if you choose to utilize Security Trust Company’s services.
Real Estate - Retirement Invesment Options:
Raw land, Building lots, Single-family homes, Multi-family homes, Vacation properties, Contracts for sale, Lease options
More and more people are investing their retirement funds in real estate. These people have enjoyed both income and capital appreciation while diversifying their retirement portfolios and increasing control over their investments. You can invest in all types of real estate, residential or commercial, from raw land to single-family or multi-family homes, from building lots to vacation property, and even contracts for sale and lease options. You can use cash for the purchase, or you can employ a combination of cash and debt financing. If a project is too large for you to complete on your own, we can help you to combine your IRA money with other people’s IRA money and other people’s non-IRA money. Be sure to check our prohibited transactions section for some transactions you should avoid.
Loans - Retirement Investment Options:
Mortgages, Business, Construction, Auto, Personal, Unsecured
One of the best ways to get started with your self-directed account is to invest in loans. Developing your own loan portfolio is an exceptional way to diversify and control your income-producing investments. This is a natural fit for a mortgage broker or a loan officer, but anyone with a self-directed account can make loans. You can lend money to businesses and individuals on a secured or unsecured basis. You can finance the purchase of a home, an automobile, or even manufacturing equipment for a business. You can lend money to a builder who is constructing a house, using the land and home as collateral. You can even factor receivables and finance commissions. The possibilities are almost endless, but Security Trust can show you the way to building a successful loan portfolio.
Private Corporations - Retirement Invesment Options:
“C” corporations, Limited Liability companies, Partnerships, Private debt placements
Small businesses are the backbone of the United States economy and investing in them is an option for your retirement plan. All around us, people are raising money to start, grow, or buy a business and your IRA can participate. Your IRA can invest in all different types of businesses, including “C” corporations, limited liability companies, partnerships, hedge funds, and private debt placements. About the only option unavailable to your IRA are shares of an “S” corporation. “S” corporations have to give up their favorable tax status if they accept IRA investments. Investing in private businesses presents a great growth opportunity for your retirement portfolio. As with any growth-type investment, this area comes with its share of risks, and the rules governing prohibited transactions must be followed. Security Trust can help guide you to your own successful growth company strategy!
Brokerage Accounts - Retirement Investment Options:
Stocks, Bonds, Mutual funds, Futures, Options, Commodities
Brokerage accounts allow you to buy and sell publicly traded stocks, bonds, and mutual funds of your choosing with your IRA money. However, the brokerage companies restrict the trading of futures, options, and commodities markets in your IRA. If you are experienced in these markets and know how to trade them for profit, you’re typically locked out of them for retirement investing. Security Trust’s method of IRA investing opens the doors to these markets for you. Choose our services today and begin investing in the markets you know.
